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Most users ever online was 51 on Thu Feb 17, 2011 2:04 pm

Welcome to Debtors' Prison, 2011 Edition

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Welcome to Debtors' Prison, 2011 Edition

Post by Quiethawk on Thu Mar 17, 2011 7:23 pm

http://online.wsj.com/article/SB10001424052748704396504576204553811636610.html?KEYWORDS=priso
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Jen on Thu Mar 17, 2011 7:30 pm

Earlier this month, Washington state's House of Representatives passed
by a 98-0 vote a bill that would require companies to provide proof a
borrower has been notified about lawsuits against them before a judge
could issue an arrest warrant. All 42 Republicans voted for the
legislation, which is expected to pass the state's Senate and be signed
into law by the governor. A trade group representing debt collectors
supports the bill and says the changes are needed because some companies
are abusing Washington's existing law by improperly arresting
borrowers.

I don't think that this is going far enough. There shouldn't be people put in jail for debt ever, no matter what. My state does it and it is not right.
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Sunrise on Thu Mar 17, 2011 7:52 pm

Jen wrote:Earlier this month, Washington state's House of Representatives passed
by a 98-0 vote a bill that would require companies to provide proof a
borrower has been notified about lawsuits against them before a judge
could issue an arrest warrant. All 42 Republicans voted for the
legislation, which is expected to pass the state's Senate and be signed
into law by the governor. A trade group representing debt collectors
supports the bill and says the changes are needed because some companies
are abusing Washington's existing law by improperly arresting
borrowers.

I don't think that this is going far enough. There shouldn't be people put in jail for debt ever, no matter what. My state does it and it is not right.

What???

affraid

I have never heard of being put in jail because someone didn't pay their bills.
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Jen on Thu Mar 17, 2011 8:05 pm

Sunrise wrote:
Jen wrote:Earlier this month, Washington state's House of Representatives passed
by a 98-0 vote a bill that would require companies to provide proof a
borrower has been notified about lawsuits against them before a judge
could issue an arrest warrant. All 42 Republicans voted for the
legislation, which is expected to pass the state's Senate and be signed
into law by the governor. A trade group representing debt collectors
supports the bill and says the changes are needed because some companies
are abusing Washington's existing law by improperly arresting
borrowers.

I don't think that this is going far enough. There shouldn't be people put in jail for debt ever, no matter what. My state does it and it is not right.

What???

affraid

I have never heard of being put in jail because someone didn't pay their bills.
I've never actually heard of someone being in jail for credit card bills around here but, they will arrest you and put you in jail if you miss a payment on a court ordered judgment of money owed to a company. They always put poor people in jail for not being able to pay traffic fines. Also, they always put poor people in jail that can't pay child support. Basically, anything that they call contempt of court, they will jail you for here.
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Sunrise on Thu Mar 17, 2011 8:08 pm

I've heard of the child support and traffic fines but never before for credit cards, car loans, etc.
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Jen on Thu Mar 17, 2011 8:10 pm

Sunrise wrote:I've heard of the child support and traffic fines but never before for credit cards, car loans, etc.
They issued an arrest warrant for me when I missed a court ordered monthly payment to the court for a debt to a fuel oil company. They didn't arrest me though but, they issued the warrant. I got a copy of it in the mail. affraid
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Sunrise on Thu Mar 17, 2011 8:16 pm

I guess when I get a job that I will have to file for bankruptcy so that they don't put a lien on my salary.

There is no way in hell that I am going to pay all that interest that they tagged on to my credit cards.
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Guest on Thu Mar 17, 2011 8:25 pm

It won't fly but know it can be a hassle in between. If it's not court ordered like a traffic warrant and I have 2, waiting any day now, ceditors cant do crap. If they file in civil court, better show up though. Maybe your best bet is to file bankruptcy and get it all behind you.

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Re: Welcome to Debtors' Prison, 2011 Edition

Post by Jen on Thu Mar 17, 2011 8:47 pm

There is a big story in this article that happened in my state and it does say they can jail you for credit card debt and everything like that. Sad

Arrest warrants generally can be issued if a borrower defies a court
order to repay a debt or doesn't show up in court. Retailers,
credit-card issuers, landlords and debt collectors are the most frequent
seekers of such orders, according to court filings and interviews with
judges and lawyers.


The part about defying a court order to repay a debt is the problem. Usually, when they sue me, it says that you don't have to show up in court unless you need to dispute the debt. They always order you to pay it and if you are flat broke, you can't. Usually nothing happens, but when the creditor keeps on pursuing it through the courts after you didn't pay the court ordered debt that's when it happens and sometimes they keep on pursuing.
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Re: Welcome to Debtors' Prison, 2011 Edition

Post by js123 on Thu Mar 17, 2011 9:24 pm

Can the unemployed people fit in a FEMA camp, I for one won't mind, if they feed me 3 times a day and no rent to pay.
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Re: Welcome to Debtors' Prison, 2011 Edition

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